BENEFICIARY LOAN (OFW)/ALLOTTEE LOAN (SEAMAN)

BENEFICIARY LOAN (OFW) – opens for renewal only

ALLOTTEE LOAN (SEAMAN)
For assistance, email me at: barcenanorma60@gmail.com

DOCUMENTARY REQUIREMENTS:

• ·         Marriage Contract, if married / Birth Certificate, if single

• ·         Latest proof of Remittance (OFW) /Allotment slip (seaman) for at least 2 months

• ·         Latest POEA Validated Standard Contract of Employment / Certificate of Employment / Job Order/ POEA information sheet of the OFW / Seaman

• ·         Copy of Passport of the OFW /Seaman

• ·         Basic Documentary Requirements

LOANABLE AMOUNT                                 : Php 15,000 – 150,000 INTEREST RATE                                           : 4% add-on per month of the amount financed TERMS OF PAYMENT                                 : 3 to 6 months CHARGES      Processing fee                                        : 4% of the amount financed      Documentary stamp                                : depends on the amount financed      Loan Redemption Insurance                   : depends on the amount financed      Notarial fee                                              : Php 200.00

FRANCHISE LOAN GUIDELINES

FRANCHISE LOAN GUIDELINES
For assistance, email me at: barcenanorma60@gmail.com

Qualification Requirement:

·         Completely filled-up Application Form with Cost Estimate (Franchisor)

·         Must have a Co-maker /Co-borrower Basic Documentary Requirements

·          

·         Additional requirements apply if the borrower is employed, with business, OFW beneficiary, seaman/allottee, migrant or doctor

Collateral:

·         PDC (Post-dated Check)

LOANABLE AMOUNT                                : Base on the source of income/capacity to pay of the                                                                      borrower INTEREST RATE                                          : 4% add-on per month of the amount financed TERMS OF PAYMENT                                : 6 – 12 months w/ 1 month grace period CHARGES       Processing fee                                      : 5% of the amount financed       Documentary stamps                          : depends on the amount financed       Loan Redemption Insurance              :  depends on the amount financed       Notarial Fee                                           : Php 200.00

BUSINESS LOAN GUIDELINES

BUSINESS LOAN
For assistance, email me at: barcenanorma60@gmail.com

QUALIFICATION:

·         Business is operating for at least two (2) years

DOCUMENTARY REQUIREMENTS:

·         Business Permit – Mayor’s Permit or Barangay Permit

·         DTI Certificate (if applicable)

·         For Partnership or Corporation

o   SEC Registration

o   Articles of Incorporation

o   Board Resolution to Borrow and Secretary Certificate for authorization to borrow (to be submitted prior to release of the loan)

·         Latest Bank Statement for 2 to 3 months (if applicable)

·         Basic Documentary Requirements

LOANABLE AMOUNT                                          : Php 15,000.00 – 300,000.00 INTEREST RATE                                                    : 4 % add-on per month (ADD-ON) TERMS OF PAYMENT                                          : 6 – 9 months CHARGES         Processing fee                                              : 5 % of the amount financed         Documentary stamps                                  : depends on the amount financed         Loan Redemption Insurance                      : depends on the amount financed         Notarial Fee                                                   : Php 200.00

LOAN PRODUCTS & SERVICES

LOAN PRODUCTS & SERVICES

NON – COLLATERAL ·        Business Loan ·        Corporate Loan ·        Franchising Loan ·        Doctor’s Loan ·        Salary Loan ·        OFW Loan ·        Seaman’s Loan ·        Allottee Loan ·        Migrant Loan ·        Appliance Loan ·        Educational Loan

COLLATERAL ·        Car loan ·        Car Take Out ·        Taxi / PUV Loan ·        PUJ Loan ·        Truck Loan ·        Tricycle Loan ·        Motorcycle Loan ·        Motorcycle Financing ·        Second Hand Purchase of Vehicles ·        Real Estate Loan ·        Real Estate Loan-Take Out

LOAN GUIDELINES

LOAN GUIDELINES

(Applicable to all loan products)

Ø  Must be a Filipino Citizen

Ø  21 – 59 years old upon loan maturity

Ø  Must have steady source of income

Ø  Must have landline or cellphone number

DOCUMENTARY REQUIREMENTS

Ø  Completely filled-up application form

Ø  3 pcs. 2x2 pictures

Ø  Photocopy of 2 valid IDs with permanent address and signature (i.e. Passport, Driver’s license, current company ID, Voter’s ID, etc.)

Ø  Latest original Proof of Billing (electric or water )

Ø  Latest proof of residency (i.e. NBI / Police Clearance and etc.; for provincial residents, Barangay clearance)

Ø  Sketch of Residence

CO-BORROWERS REQUIREMENTS

Ø  Spouse or immediate relative with steady source of income (if the spouse is  not qualified as co-borrower, he/she will sign Promissory Note (PN)

Ø  3 pcs. 2x2 pictures

Ø  Photocopy of 2 valid IDs

Ø  Latest proof of billing (electric or water)

Ø  Latest proof of residency (i.e. NBI /Police Clearance and etc; for provincial residents, Barangay clearance

Ø  Latest proof of income

CO-MAKER REQUIREMENTS

Ø  3 pcs. 2 x 2 pictures

Ø  Photocopy of 2 valid IDs

Ø  Latest proof of billing (electric of water)

Ø  Latest proof of residency (i.e. NBI / Police Clearance and etc.; for provincial residents, Barangay Clearance)

Ø  Latest proof of income

SECURITY OF PAYMENT

Ø   

Ø  ISSUANCE OF POST DATED CHECKS FOR MONTHLY OR SEMI-MONTHLY AMORTIZATION

OTHER LOAN CHARGES

Ø  INSURANCE

Ø  DOCUMENTARY

Ø  NOTARIAL FEE

Ø  PROCESSING FEE

SALARY LOAN GUIDELINES

SALARY LOAN

Qualification Requirements:

·         College Graduate

·         Regular employee and 6 months regular status

·         Minimum Gross Salary

o   Single        - Php 10,000.00 (Metro Manila) / Php 7,000.00 (Province)

o   Married    - (Combined income with Spouse)

                    Php 15,000.00 (Metro Manila)

Documentary Requirements:

·         Photocopy of latest one (1) month pay slip

·         Original Certificate of Employment (COE)

·         Company ID

·         Basic Documentary Requirements

LOANABLE AMOUNT                                      : Php 10,000 – 150,000 INTEREST RATE         2.75 % / month                                    :  12 months term                Processing fee                               :  4.0 %   Comm. New Account                      :  4.0 %   Comm. renewal                              :  3.0 %                   3.5 % / month                                            :  3 – 6 month term (Manila area)                 Processing fee                                      :  4.0 %                 Comm. New Account                          :  3.0 %                 Comm. Renewal                                   :  2.0 %          4.0% / month                                               :  3 – 6 month term (Province)                  Processing fee                                       :  5.0 %                  Comm. New Account                           :  3.0 %                  Comm. Renewal                                    :  2.0 %  CHARGES                  Documentary stamp                             :  depend on loan amount                                 Insurance Premium                               :  depend on loan amount

SEAMAN'S LOAN

SEAMAN’S LOAN GUIDELINES (1 day release)

APPLICATION REQUIREMENTS	·         21 – 59 years old upon loan maturity ·         Filipino ·         Must have a landline telephone/ cellphone ·         Experienced seaman or first timers ·         Any rank or position ·         Married / Single
BASIC DOCUMENTARY REQUIREMENTS	1.       Completely filled up application form 2.       3 pcs. 2x2 picture 3.       Photocopy of 2 Valid IDs 4.       Proof of Billing (electric / water Bill)
MAJOR REQUIREMENTS	5.       Copy of passport 6.       Copy of Seaman’s Book, Seafarer Registration certificate 7.       Copy of latest Contract of Deployment 8.       Copy of allotment, if required
CO-BORROWER	Spouse, if married; immediate family member if single, or children 18 years old above

LOANABLE AMOUNT                      : Php 15,000.00 – 300,000.00

TERMS                                                  : 3 to 9 months (depends on the contract of seaman)

CHARGES                                            

                Documentary Stamps                    : depends on the amount financed

                Loan Redemption Insurance       : depends on the amount financed

                Notarial fee                                        : Php 200.00                  

	OPTION 1	OPTION 2
INTEREST RATE	5% add-on per month Of the amount financed	3% add-on per month Of the amount financed
PROCESSING FEE	5.5% of the amount financed	8%of the amount financed

DOCTOR'S LOAN

DOCTOR’S LOAN / MEDICAL EQUIPMENT PURCHASE LOAN

Fast cash up to Php 500,000.00

Fast processing

 Lowest interest rate

 Higher loanable amount

REQUIREMENTS:

·         Complete filled-up Application Form with 2x2 picture

·         2 Valid ID

·         Clear photocopy of updated PRC ID or Proof of Renewal

·         Photocopy of latest bank statement/ Patient’s ledger/ Latest Credit Card Billing

·         Photocopy of latest Proof of Billing (electric or water bill)

·         Quotations of the preferred unit from two different suppliers (for equipment purchase)

CO-MAKER

·         2X2 PICTURE

·         2 Valid ID

·         Proof of Residency

·         Latest Proof of Billing (electric or water drill)

·         Proof of income

INTEREST RATE                                                  : 2.5% add-on per month of the amount financed

                                                                                (General Practitioners)

                                                                                : 2.75% add-on per month of the amount financed

                                                                                (Dentists, Optometrists and Veterinarians)

TERMS OF PAYMENT                                      3 to 9 months

CHARGES

                Processing fee                                  : 5% of the amount financed

                Documentary stamps                     : depends on the amount financed

                Loan Redemption Insurance       : depends on the amount financed

                Notarial fee                                        Php 200.00

OFW LOAN GUIDELINES

OFW LOAN GUIDELINES (1 day release)

QUALIFICATIONS:

Type of work

·         Skilled worker of any country except for the Negative Countries.

·         Home-based work (Domestic helper and Caregiver)

DOCUMENTARY REQUIREMENTS:

·         Latest POEA Validated Standard Contract of Employment / Certificate of Employment / Job Order / POEA Information Sheet.

·         E-Receipt / Overseas Employment Certificate (OEC)

·         Flight details / Plane ticket / Updated Passport and VISA

·         Updated Passport and VISA

·         Marriage contract if married / Birth Certificate, if Single

·         Basic Documentary Requirements

LOANABLE AMOUNT:                    Maximum of Php 300,000 for first world countries

                                                                Maximum of Php 250,000 for the rest of the world

TERMS:                                                 3 – 6 months

CHARGES:

·         Documentary stamps                     Depends on the amount financed

·         Loan Redemption Insurance       Depends on the amount financed

·         Notarial fee                                        Php 200.00

(Negative countries: Countries like Iran, Iraq, Afghanistan, Israel or countries declared by the management) For more information or any question, Pls. email me at barcenanorma60@gmail.com

BRANCHES NATIONWIDE

BRANCHES NATIONWIDE

You can go to a branch nearest you. Choose from the list written below.

Go directly to the Manager and inform him or her that Clinton – Loan Consultant -  Urdaneta City branch is your agent

Ask for a clean and unmarked application paper

Write Clinton at the right-top side of the application paper then fill it up

ASIALINK FINANCE CORPORATION

HEAD OFFICE

Suite 207 -210 AIC Gold tower, Emerald Ave. corner Garnet Road

Ortigas Center, Pasig City

NORTH LUZON BRANCHES

CAVITE Unit G-1 Lemanz Bldg. Km 21 Gen Aguinaldo Highway, Barangay Bayan Luma, Imus, Cavite

MALOLOS, BULACAN G/F Bonifacio Bldg. No. 9010, Paseo de Congreso Barangay Catmon, Malolos, Bulacan	DAGUPAN CITY G/F Manas Bldg. A.B. Fernandez Avenue, Dagupan City, Pangasinan
URDANETA CITY 2/F JSK Building, San Vicente Road, Urdaneta City	LA UNION 2/F M. L. Aquino Realty Bldg. Quezon Avenue, Brgy. San Fernando, La Union
TARLAC CITY G/F Unit 1-D Mariposa Bldg. F Taneda St. Tarlac City, Tarlac	MEYCAUYAN, BULACAN G/F SBDB Bldg. McArthur Highway, Bo. Calvario, Meycauayan, Bulacan
SAN FERNANDO CITY, PAMPANGA G/F  Felix S. David Bldg. MacArthur Highway, St. Francis Dolores City, San Fernando City, Pampanga	SAN JOSE, NUEVA ECIJA 2/F S&G Bldg. Maharlika Highway, Brgy. F E Marcos, San Jose City, Nueva Ecija
CABANATUAN CITY G/F Santanina Bldg. Maharlika Highway, Cabanatuan City, Nueva Ecija	LAOAG CITY G/F Unit 1 Melchora 1 Bldg. Nolasco St. corner M. H. Del Pilar St. Laoag City, Ilocos Norte
CANDON CITY 2/F Angala Commercial Bldg. National Highway, Brgy. San Antonio, Candon City, Ilocos Sur	ISABELA Unit 2/A Aviles Bldg., No. 26 Maharlika Highway, Victoria Norte, Santiago City, Isabela
SOLANO, NUEVA VIZCAYA 2/F Raquel R. Tan Bldg., J. P. Rizal Ave. Poblacion South, Solano, Nueva Vizcaya	VIGAN CITY 2/F Unit C, Isidro Bldg. Quezon Ave. Vigan City, Ilocos Sur

TUGUEGARAO CITY 3/F R & J Bldg. Balzain Highway, Tuguegarao City, Cagayan

METRO MANILA BRANCHES

CONGRESSIONAL, Q. C. G/F AV Safetynet Bldg. Garden Ville, Congressional Ave. QC	MAKATI CITY 3/F Leelin Bldg. II, 820 A, Arnaiz Ave. , Makati City
FAIRVIEW, Q. C. 81-C Commonwealth Ave., Greater Fairview Quezon City	SUCAT, PARANAQUE CITY 3/F Lec Lurriell Bldg., Sucat Road, Paranaque City, Metro Manila
MARIKINA CITY G/F Buenviaje Bldg., Marcos Hi-way, Marikina City, Metro Manila	LAS PINAS CITY Unit 201 & 203 Motion Trade Bldg., Alabang Zapote Road, Talon, Las Pinas City
ERMITA, MANILA 2/F San Luis Bldg., Ma Orosa St. corner T. M. Kalaw St. Ermita, Manila	TAGAYTAY CITY G/F Ridge Star Plaza, Rotonda, Aguinaldo Highway, Silang Crossing, East Tagaytay City

VISAYAS BRANCHES

CEBU CITY Room H & I Isabelo Arcade Commercial Bldg. Gen. Maxilom Ave. Cebu City	ROXAS CITY 2/F Bocala Bldg., Roxas Ave. cor Bayot drive Roxas City, Capiz
TACLOBAN CITY Door # 15, The Village, Center Avenida Veteranos, Tacloban City, leyte	BACOLOD CITY Door # 7 Pace Bldg. Lacson St., Barangay 17, Bacolod City, Negros Occidental
TAGBILARAN CITY 2/F RJB Bldg., CPG Ave., Tagbilaran City, Bohol	ILOILO CITY G/F JJC Building, Quezon St. Iloilo City, Iloilo
CALBAYOG CITY Room 205, J. V. Avelino St., Calbayog City, Samar	KABANKALAN CITY Door #3, C.M. Bldg., Guanzon St., Kabankalan City Negros Occidental
PUERTO PRINCESA CITY G/F Daniel Alley Bldg., 2 National highway, Brgy. San Pedro, Puerto Princesa City, Palawan	DUMAGUETE 2/F Plaza Dona Milagros Bldg., Gov. Perdices St., cor. Sta Rosa and Pinili Sts., Dumaguete City Negros Oriental

MINDANAO BRANCHES

DAVAO 2/F Unit I UCPB Bldg., Davao Business Center, Pedro St., Davao City, Davao del sur	VALENCIA, BUKIDNON Door C-3 Gabriel L. Alkuino Bldg., Sayre Highway, Poblacion, Valencia City, Bukidnon
Gen. Santos City G/F The Insular Life Building, Pioneer Ave., General Santos City, South Cotabato	CAGAYAN DE ORO L & A Pabayo bldg., #70 Tiano-Borja St., Cagayan de oro City, Misamis Oriental
DIPOLOG CITY 2/F Romulas Bldg., Quezon Ave. cor T. Claudio St. Miputak, Dipolog City, Zamboanga del norte	SURIGAO CITY L&A Pabayo bldg. #70 Tiano-Borja St., Cagayan de oro City, Misamis Oriental
BUTUAN CITY 2/F acerado Bldg., JC Aquino Ave., Butuan City	OZAMIS CITY 2/F S & E Bldg., Valconcha St., Ozamis City Misamis Occidental
DIGOS CITY 2/F RCBC Bldg., J. P. Rizal Ave. cor M. L. Roxas St. Digos City, Davao del sur	PAGADIAN CITY 2/F Acla Bldg., Aquino St. cor Rizal Ave., Pagadian City
TAGUM CITY 2/F Piccio Bldg., Rizal St. cor Sobrecarey St. Tagum City, Davao del norte	KIDAPAWAN CITY Door B 2/F KHAS Realty Bldg., Quezon Blvd., Kidapawan City
ZAMBOANGA CITY 2/F YKH Bldg., Rizal cor Corcuera St. Zamboanga City	KORONADAL CITY Unit 5 LV Bldg., Alunan Ave., Koronadal City, South Cotabato MATI CITY G/F R. Silvestre Bldg., Mabini Andravel St. Mati City, Davao Oriental